| At a Glance: Butte County residents have at least six solid paths to fund a new build from traditional bank loans and first-time buyer programs to wildfire recovery assistance. Local banks, Fannie Mae-backed lenders, the Town of Paradise First-Time Homebuyer Program, the ReCoverCA Homebuyer Assistance program, the Golden State Finance Authority, and certified Rebuild Advocates can each play a role in financing a home construction loan in Butte County. Trilogy breaks down all six below, plus answers the questions we hear most. |
Ready to fund the home you're building, buying, or rebuilding right here in Butte County? Good news: you've got more options than you might think. Trilogy has rounded up the top resources for home construction loans in Butte County, so you can spend less time Googling and more time picking out paint colors.
| If you're... | Consider... | Why it works |
|---|---|---|
| Already banking locally | A local bank construction loan | Personalized terms and a lender who already knows you |
| Buying your first home (or haven't owned one in 3+ years) | Town of Paradise First-Time Homebuyer Program | Deferred, low-interest gap loan; no monthly payments required |
| Working with a mortgage lender | Fannie Mae-backed financing | Widens the pool of loans your lender can offer you |
| Impacted by the Camp Fire or North Complex Fire | ReCoverCA Homebuyer Assistance | Up to $350,000 to help purchase a home outside a high fire severity zone |
| Living in an unincorporated part of the county | Golden State Finance Authority programs | Mortgage credit certificates, down payment assistance, multi-family financing |
| Overwhelmed by FEMA, SBA, or insurance paperwork | A Rebuild Advocate | Free, guided help through the entire rebuilding process |
Your bank is often the fastest place to start when you need a home construction loan in Butte County. If you think you want to buy or build a house, talk to your banker first and find out what they can do for you.
If this is your first home purchase, or you haven't owned a home in 3 or more years, it's worth looking into local first-time homebuyer loan programs. The Town of Paradise offers a deferred, low-interest "gap" loan to eligible first-time homebuyers as down payment assistance to purchase a home in Paradise. The loan amount is based on the difference between what you can afford and what the home costs—and because it's deferred, there are no monthly payments. The loan is due in 30 years, or sooner if the home is sold, vacated, or the title is transferred. Interest of 1% accrues for the first 10 years only.
Fannie Mae doesn't hand out loans directly, but it makes more home construction loans possible in Butte County by buying them from local lenders. Created by the federal government in 1938, Fannie Mae is a reliable source of mortgage financing for homeowners and homebuyers across the USA.
Lost a home to the Camp Fire or North Complex Fire? The ReCoverCA Homebuyer Assistance (DR-HBA) Program was built for you. Developed by the California Department of Housing and Community Development (HCD) and managed by the Golden State Finance Authority, this program provides up to $350,000 to help income-eligible households purchase a home. The assistance is structured as a second mortgage that is fully forgiven after five years of ownership and occupancy.
Those in unincorporated areas of Butte County can also explore the Golden State Finance Authority's broader programs, which include mortgage credit certificates, additional down payment assistance, and multi-family financing options.
| Note: Disaster recovery funding programs in California change as rounds open and close. Always verify current availability and eligibility requirements directly with Butte County or your lender before applying. |
Feeling a little overwhelmed while navigating a sea of resources like insurance, FEMA, or SBA? Contact a Rebuild Advocate at the Town of Paradise. They can guide you through selecting a contractor (cough, may we suggest Trilogy Construction?), submitting plans, and other aspects of the rebuilding process.
If you're still deciding which home construction loan in Butte County is right for you, talk to your Trilogy team. We're happy to help you find the best home construction loans in Butte County for your situation.
Contact us today to get started!
What is a home construction loan?
A home construction loan funds the cost of building a new house. Funds are typically released in stages as construction progresses, rather than as one lump sum like a traditional mortgage.
How do I qualify as a first-time homebuyer in Butte County?
For the Town of Paradise program, you qualify if you haven't owned a home in the past three years—even if you've owned property before that window. Income limits based on federal guidelines also apply, and you'll need to work through a certified lender. Check the Town of Paradise website for the most current limits.
What is the Town of Paradise First-Time Homebuyer loan, exactly?
It's a deferred, low-interest "gap" loan, meaning the loan amount covers the difference between what you can afford and what the home costs. There are no monthly payments. The loan is due in 30 years or when the home is sold, vacated, or transferred. Interest of 1% accrues for the first 10 years only.
Can I get help buying a home if I lost mine in a wildfire?
Maybe! The ReCoverCA Homebuyer Assistance (DR-HBA) Program offers up to $350,000 to help Camp Fire and North Complex Fire survivors purchase a home outside a high fire severity zone in California. Eligibility requirements include income limits, a maximum 45% debt-to-income ratio, and an 8-hour homebuyer education course. The assistance is structured as a forgivable second mortgage after five years of ownership and occupancy.
Does Fannie Mae lend money directly to homebuyers?
No. Fannie Mae purchases loans from lenders rather than issuing them directly, which allows lenders to fund more home construction loans in Butte County.
What does a Rebuild Advocate do?
A Rebuild Advocate offers free guidance from the Town of Paradise through insurance claims, FEMA and SBA paperwork, contractor selection, and plan submission for households rebuilding after a disaster.
Where can I find construction loan programs if I live in an unincorporated part of Butte County?
The Golden State Finance Authority offers mortgage credit certificates, down payment assistance, and multi-family financing for residents in unincorporated areas. The Butte County Housing Programs page is also a good starting point for the full current list of available programs.
Q: What’s the difference between a house and a home?
A: How it makes you feel!
A house should be more than just four walls and a roof. It should be a place that reflects your personality, a sanctuary where you can relax and recharge. A place with a cozy couch for watching movies with your family or a soaker tub where you wash away the stress of the work week.
At Trilogy, we strive to make every house feel like a home, so get ready! In 2026, you can expect to see even more advice from Trilogy on building a space that welcomes you in and is right for you and your family. Are you ready to make yourself at home this year?
Where did the phrase, “make yourself at home” come from? Some sources say it was first recorded in 1860. In ye olden days, visiting other people’s houses was a formal affair, with socializing done in drawing rooms. So hosts would use the phrase to make guests feel welcome and comfortable. Luckily, it caught on and continues today—but with additional emphasis on making the actual owners feel comfortable as well! No drafty parlors here!
Here are a few pointers to get started this year on making yourself at home!
Match the design and layout to your lifestyle. Maybe you need a split floor plan to give the kids their own space. Or maybe you’ve been dreaming of a spa-like bathroom (with a walk-in shower big enough to wash the family dog in) or an open floor plan with a combined living room/dining room to host your Academy Awards watch party.
Add design modifications to make your life easier. Include special home features like a built-in appliance garage in the kitchen or a hidden pull-out drying rack in a laundry room cabinet. There are so many storage solutions to help keep your essentials out of sight until you need them.
Make it personal. Mix memorabilia with new finds, so your house isn’t just a showroom for the trendiest home design trends or out-of-the-box furniture. Add art done by friends, family photographs, and meaningful personal décor.
Embrace your style. Don’t let trends or well-intentioned friends or family take over your good judgment when making design decisions. Remember, it’s your home and your style, so choose one in line with your tastes.
Make your dream home. At Trilogy, our clients are involved in making their new house a home through the planning and building process. By going through this together, it builds more than just a house: it builds a true connection.
In 2026, it’s your turn to make yourself at home! Take advantage of our Palisades Homes and custom home-building experience. Our experience and your vision means you can create the home of your dreams.
Wildfire in California is a very real possibility, so it’s important to take steps to help prepare your home and property as much as possible. Whether you have a new build, an older home you love, or you’re still in the planning stages, you’ve put countless hours into caring for your home and you’ll want to protect it as much as possible. To help you do that, we’ve put together a list of fire safety resources and suggestions to help you protect your most precious investments: your life, and your loved ones, and your home.
Do you want to have a wildfire–prepared home? Talk to Trilogy! We build every house according to Wildlife Urban Interface (WUI) building requirements.
If you’d like to apply for an Insurance Institute for Business & Home Safety (IBHS) certificate, we can help you with that, too. You’ll automatically get the IBHS “base” plan, and we’ll go over the optional “plus” plan and its costs. Then you’ll have peace of mind knowing you’ve done all you can to create home hardening protections.
One of the most important things you can do to be ready for wildfires is to familiarize yourself with all the fire safety resources Butte County has to offer. These organizations can assist you and your loved ones before and in the event of an emergency.
Whether you’re building now or in the future, it’s important to keep a list of fire safety resources in Butte County on hand before, during, and after your build. Having fire resources for Paradise, Chico, and the surrounding towns is essential for the safety of everyone in your new neighborhood and our community as a whole.
For more information on how to build a wildfire-prepared home with Trilogy, contact us today!
"Buy land, they're not making it anymore." —Mark Twain
Before You Dig In: What to Know Before Buying Land in Butte County
Before buying land in Paradise, Butte County, or the surrounding Ridge communities, you should evaluate zoning and setback requirements, slope and grading conditions, septic and water access, fire zone designation/Wildland-Urban Interface (WUI) requirements), and utility availability.
Unlike many contractors who leave this work to the homeowner, we handle site reconnaissance and permitting as part of our home building service—coordinating with the building department, fire department, and utility authorities on your behalf, and submitting and paying for permits with no markup. With over 50 years of local experience, we’re here to help you answer the question: “Can I build on this land?”
Buying land in Butte County or Paradise involves more than finding a beautiful parcel. Here’s a quick overview of the key factors to evaluate before signing anything.
| Factor | What to Check | Why It Matters |
|---|---|---|
| Slope & grade | How steep is the land? | Affects foundation type, grading costs, drainage |
| Septic/sewer | Soil test, city sewer connection | Required for habitation; can be expensive to fix |
| WUI fire zone | CAL FIRE designation | Triggers special building codes and materials |
| Utilities | PG&E access, water, gas/propane | Determines infrastructure costs |
| Setbacks & easements | Survey, county records | Limits where the home can be placed on the parcel |
| Road access | Existing easements or road dedication | Required for permits and emergency services |
| Regulatory approvals | County, state, fire authority | Varies by location; Trilogy coordinates all approvals on your behalf |
Thinking about taking Mr. Twain’s advice? Been wondering, “What kind of land can I build on?” If you’re considering buying a little piece of heaven on the Ridge or in Butte County, make sure you check out Trilogy’s helpful parcel checklist first.
Some acreage comes with expensive or unexpected challenges. Before you sign the deed to a new property, it’s important to do your homework in advance. As a Trilogy client, you won’t be navigating this alone, but knowing the landscape helps you ask the right questions from day one:
| Checklist Item | What to Look For | 🚩 Red Flag |
|---|---|---|
| 📍 Site Conditions | ||
| Property survey | Review a recent survey to confirm exact boundaries and acreage | No recent survey on file |
| Slope and grade | How steep is the incline? Will grading or fill be needed? | Slope over 15% adds significant cost |
| Brush and clearing | How much vegetation will need to be removed before building can begin? | Heavy overgrowth with no clear access path |
| Home orientation and setbacks | Will the home fit with required setbacks, easements, septic/sewer, and well placement? What sun exposure will it get? | Setbacks leave no viable building envelope |
| 💧 Water and Septic | ||
| Septic feasibility and soil test | Is a perc test required? What kind of septic system will the soil support? | Failed perc test with no engineered alternative |
| City sewer and water connections | If building in the city, what sewer and power connections are required, and who pays? | No existing connection point within a reasonable distance |
| ⚡ Utilities | ||
| Power access (PG&E) | Will PG&E and the water authority have easy site access to install power and water? | Utility lines require costly extension to reach the site |
| Gas or propane availability | Can you get natural gas or propane delivered to the location? | No gas service and propane delivery is not feasible |
| 🔥 Fire Safety | ||
| WUI fire zone designation | Is the property in a Wildland-Urban Interface (WUI) zone? This triggers special building codes for windows, siding, and landscaping. | High-severity WUI zone with no budget for required fire hardening |
| 📋 Access and Regulatory Approvals | ||
| Road access | Does the property have legal road access? Are easements in place for emergency vehicles? | No recorded road easement or legal access to a public road |
| Regulatory approvals | Which authorities must approve the project? Butte County, CAL FIRE, a special district? | Multiple overlapping jurisdictions with conflicting requirements |
While it’s not impossible to build on sloped land, it requires a lot of planning. If the property is on an incline, you’ll need to either “grade” it or even it out with fill. Or you may need to build the house on stilts instead of a traditional foundation.
If the house will be located at the base of an incline, be sure to investigate issues with potential water run-off, flooding, and mudslides.
| Challenge | Description | Typical Solution |
|---|---|---|
| Steep grade | Slope >15% significantly increases build costs | Cut-and-fill grading or raised foundation |
| Water run-off | Drainage from uphill can cause erosion or flooding | French drains, retention walls, grading plan |
| Foundation type | Traditional slab may not be viable | Pier-and-beam or hillside foundation |
| Septic placement | Slope affects drain field viability | Engineered septic system may be required |
Wildfires are a reality of life in Butte County. Many future residents wonder, “What kind of land can I build on and still stay safe?” The answer lies in being prepared, no matter where you live. You can do a self-assessment from CAL FIRE to see what your residence needs to withstand wildfires.
To make your future home more fire-resistant, include items like in-house sprinklers, non-combustible siding, metal flashing, and firewise landscaping in the design of your future home.
There’s a lot of land in Paradise and the surrounding areas bordering Wildland-Urban Interface (WUI) zones. If you’re unfamiliar with the concept, WUI zones are where wildlands like parks or forests meet human development, like a town. In the event of a wildfire, fire can spread quickly to homes, so residences in these areas require special windows, home hardening, and other fire-resistant safety precautions.
| Feature | Purpose | Required in WUI? |
|---|---|---|
| In-house sprinklers | Active fire suppression | Often required |
| Non-combustible siding | Prevents exterior ignition | Yes, per building code |
| Metal flashing | Seals gaps from embers | Strongly recommended |
| Fire-resistant windows | Prevents radiant heat ignition | Yes in WUI zones |
| Firewise landscaping | Creates defensible space around the structure | Required (CAL FIRE) |
| Vented eave protection | Blocks ember intrusion | Required in most WUI areas |
For over 50 years, Trilogy has been a good neighbor to our neighbors in Paradise. We’re proud to have helped so many members of our community find their way home. After five decades of experience in the industry, we’re eager to share what we’ve learned with the next generation of homeowners. Contact us today to see how we can help you!
Before buying land, review or obtain a current property survey and investigate slope, drainage, and septic feasibility. Confirm utility access for power, water, and gas. Check whether the land falls in a WUI fire zone, verify setbacks and easements, and find out which regulatory agencies must approve your build. Trilogy’s parcel checklist covers all of these in detail.
A Wildland Urban Interface (WUI) zone is where developed areas meet undeveloped wildlands. Much of Paradise and Butte County falls within or near WUI zones. Building in these areas triggers additional California building codes, including fire-resistant windows, non-combustible siding, ember-resistant vents, and firewise landscaping. Trilogy builds regularly in WUI zones and knows these requirements well.
Yes, but it takes careful planning. Sloped parcels may require grading, engineered foundations, retaining walls, and specialized septic systems. Costs increase with slope severity. A local builder like Trilogy can assess the parcel early and help you understand the true cost before you commit.
If you plan to install a septic system, a soil percolation test (perc test) is typically required. This determines whether the soil can absorb wastewater at an acceptable rate. Without a passing perc test, the land may not be buildable for a standard septic system.
Building in Paradise involves Butte County planning and building departments, CAL FIRE for WUI compliance, and the State of California’s Title 24 energy and building codes. Post-Camp Fire reconstruction added additional layers of review. Trilogy has deep familiarity with local regulatory requirements and can help guide the approval process.
As part of our standard service, Trilogy conducts what we call Initial Reconnaissance: identifying potential roadblocks, handling site preparation, including survey and septic, and meeting directly with the building department, fire department, and utility authorities to get key questions answered before you’ve invested too much in the process.
Once you approve your True Quote, Trilogy submits your architectural plans to the building department, sanitation department, and any other applicable regulatory authorities—so you never have to field confusing calls or navigate permit paperwork yourself.
Ready to find your parcel? Already have a lot you might want to build on? Contact Trilogy Construction at calltrilogy.com, and let’s walk the land together.
Primary Bedroom Design—Quick Take
Designing your primary bedroom—the main, largest bedroom in a home, formerly called the master bedroom—involves decisions about layout, storage, lighting, style, flooring, and more. This guide from Trilogy Construction walks through 10 essential questions to ask yourself before you begin, whether you're building a custom home or renovating an existing space.
Your primary bedroom is more than just a place to sleep: it's your personal sanctuary, your end-of-day exhale, and the first thing you see every morning (no pressure!). Whether you're building a brand-new custom or Palisades semi-custom home or finally giving your current bedroom the glow-up it deserves, getting the design right from the start makes all the difference. Trilogy's here to help kick-start your primary bedroom design ideas with 10 essential questions to ask yourself before you begin.
| 📝 A note on the name: You may notice we use "primary bedroom" rather than "master bedroom." The real estate and design industries have widely adopted "primary bedroom" as a more inclusive, respectful term. It means exactly the same thing: the main bedroom in a home, typically the largest and most feature-rich. |
Short on time? Here's a quick-reference summary of the 10 questions to consider when designing a primary bedroom.
| Design Question | Quick Answer |
|---|---|
| Best bedroom layout? | Headboard on the longest wall, nightstands on each side, clear traffic flow |
| How will I use this room? | Define uses first: Sleeping only? WFH? Reading? Working out? Design around them |
| What challenges to solve? | Name what's not working now—storage, lighting, flow, etc.—and design to fix it |
| How much storage do I need? | Walk-in closets, built-ins, armoires, or a trunk at the foot of the bed—there are many ways to store |
| What furniture fits my lifestyle? | Sleep-only zone or double-duty office? Let your lifestyle lead the furniture plan |
| What colors work best? | Start with calming soft hues; choose paint last, after furniture and rugs |
| What lighting do I need? | Layer ambient, task, and accent lighting; add blackout shades for sleeping |
| What's my design style? | Identify your style early—it guides every decision from fixtures to flooring |
| Am I aging in place? | Design for accessibility now: wider doorways, easy-reach storage, step-in closets |
| What flooring is best? | Hardwood or LVP for durability; carpet or area rug for warmth underfoot |
Begin with bed placement. Experts recommend putting the headboard against the longest wall, making sure it doesn't sit under a window or below a low-hanging beam. Then add a nightstand or two on either side, and voilà—instant sleep-set-up success. Think about the overall flow, too. Do you need clear pathways for your morning dash to the bathroom? Or do you prefer a more layered, lounge-like arrangement with furniture clusters to create a room-within-a-room feel?
Is it a zen-like retreat where the biggest decision is which candle to light? Or does it need to pull double duty as a home office, workout zone, or quiet reading nook away from the household chaos? If every weekday morning is an IRONMAN-style race against the clock, design for it! Place closets and dressers close to the en suite. Keep a nightstand or sideboard near the door so you can grab essentials like your keys, phone, and almost-forgotten coffee on the way out.
Think about what's not working in your current space.
Do you need more storage? Better lighting? A more relaxing environment? Identifying these challenges early helps guide your design decisions and keeps your new space aligned with your needs.
If you're short on storage, your bedroom can start feeling more like a loading dock than a luxury retreat. Consider everything this room needs to hold: clothes, shoes, extra linens, luggage, and more. Walk-in closets are a fan favorite, but built-in wall storage, a handsome armoire, or a trunk at the foot of the bed can do some serious heavy lifting—and look great doing it.
Picking the right primary bedroom furniture depends on how you live. While some prefer it to be a sleep-only zone, others need the bedroom to pull double duty as an office or quiet workspace.
And again, if you're short on storage, consider a trunk at the foot of the bed, an armoire, or built-in wall storage. The goal is to make the room work for you, not the other way around.
Our number one answer will always be: the colors you love! Your room, your style. But if you need a starting point for primary bedroom color ideas, reach for calming shades like beachy blue, sweet sage, butter yellow, and other soft hues to promote relaxation. Feeling adventurous? Try a trending ombre effect, or go bold with a rich wallpaper print on a single accent wall.
And remember: pick paint last! Select furniture, rugs, and accessories first. It's far easier to match paint to a sofa than to find the perfect sofa to match a paint chip. See Trilogy's full paint guide for more tips.
Lighting can make or break a bedroom's mood. Think in three layers:
If you love natural light, consider how to enhance or filter it—and don't forget blackout shades for sleeping in. See our full guide on choosing the right home lighting.
Do you love waking up in a sleek modern retreat? Or does a warm, cozy farmhouse vibe feel more like home? Maybe you're a romantic tuscan at heart, or coastal style really floats your boat. Pinning down your design style early guides every decision that follows, from furniture silhouettes to hardware finishes to window treatments. And if you're torn between chasing trends and building for timelessness, ask yourself: how often do I actually want to redecorate?
If you're planning to spend your golden years in this bedroom, think ahead now so you don't have to remodel later. Features like wider doorways, a step-in closet design, and easy-reach storage can be woven seamlessly into your primary bedroom design from the start. It's also a great time to think about the adjoining bathroom. See our other tips on how to age in place.
Hardwood and luxury vinyl plank are consistently popular—warm, beautiful, and easy to clean. But if you love the feel of something soft underfoot when you roll out of bed, wall-to-wall carpet or a large area rug over hard flooring is the cozy answer. A few things to consider:
Our flooring guide covers it all in detail.
If your primary bedroom includes an en suite bathroom, treat the two spaces as a design partnership, not an afterthought. Consistent flooring, complementary finishes, and a cohesive color palette between the bedroom and bathroom make the whole suite feel intentional and elevated. Check out our guide to bathroom design questions for inspiration!
With over 50 years of experience, our family-run business is a trusted industry expert in building custom and semi-custom homes—and we love nothing more than helping our clients design spaces that truly feel like home. If you're ready to start building yours, contact us today!
Got questions? We've got answers. Here are the most common questions homeowners ask when designing a primary bedroom.
| What is a primary bedroom? The primary bedroom is the main bedroom in a home—typically the largest, with the most amenities like an en suite bathroom, ample closet space, and sometimes a sitting area or larger window seat. |
| Why is it called a "primary bedroom" instead of a "master bedroom"? The real estate and interior design industries adopted "primary bedroom" as a more inclusive and neutral term. It carries the same meaning—the main, usually largest bedroom in the home—without outdated connotations. |
| What's the best layout for a primary bedroom? Place the headboard against the longest wall, avoiding positioning it under windows or below low beams. Flank the bed with nightstands, ensure clear pathways for traffic flow, and consider a small sitting area if square footage allows. |
| What are the best paint colors for a primary bedroom? Calming shades like soft blue, sage green, and butter yellow are perennial favorites for promoting relaxation. That said, the best color is always the one you love. Pro tip: choose paint last after you've selected furniture and rugs—so you can match colors accurately. |
| What furniture should go in a primary bedroom? Start with the essentials: bed, nightstands, and a dresser. Add a desk if you work from the room, extra storage like a trunk or armoire if needed, and a reading chair or loveseat if space allows. |
| How do I make my primary bedroom feel like a luxury suite? Focus on layered lighting, cohesive design style, a dedicated relaxation area (reading nook, window seat, or sitting area), quality bedding, and intentional storage. When the bedroom and en suite bathroom feel like a unified design, the suite feeling really comes together. |
Many people ask us: "Is there a way to get a custom-built home without all the stress and cost of building from scratch?" The answer is yes, and it's called a semi-custom home.
At Trilogy, we know building a home can feel like an emotional tug-of-war: you want a specialized home that feels like you, but the idea of starting from zero is exhausting just to think about. Our Palisades Homes solve that problem by giving you the best of both worlds.
Palisades Homes is Trilogy's semi-custom home line, built specifically for families in Butte County who want quality, character, and flexibility—without the full custom workload or price tag.
A semi-custom home is the middle ground between buying an existing home and building a fully custom one. Instead of designing everything from scratch, you choose from a set of pre-designed floor plans and finishes, then make them your own. You get the personalization of a custom build with far less time, cost, and stress.
1. Save time and money. Architectural plans are already drawn, so they're only one-third the cost of a fully custom build. Labor costs and building fees are lower, too, because there are fewer one-off custom details to manage.
2. Faster build time. Building a fully custom home can take upwards of a year. With a Palisades Home, you can get the keys in as little as six months.
3. Choose from ready-made floor plans. Palisades Homes offers four thoughtfully designed floor plans to help you avoid decision fatigue, and each one is built to accommodate different lifestyles and needs.
4. Use your land, or let us help you find some. Our flexible plans can work on property you already own. Don't have land yet? Just ask: we can help you find the right spot and the right floorplan to fit it.
5. Pick a design style that reflects you. Choose from four timeless looks: Tuscan, Modern, Coastal, and Farmhouse. And yes…you can totally mix and match design elements from each style.
6. Feel confident in a solid build. All Palisades Homes are built from the ground up on a solid, attached foundation—the same stick-built construction (and potential resale value) you'd expect from any other home.
7. Built by licensed contractors. Trilogy has been licensed and insured for over five decades, bringing years of experience building (and rebuilding) high-quality homes in Butte County.
How much does a Palisades Home cost compared to a fully custom home?
While every project is different, Palisades Homes are designed to cost less than a fully custom build. With a fully custom home, you're paying for everything to be designed and built from scratch—architectural drawings, engineering reviews, one-of-a-kind selections and details. With a Palisades Homes build, the foundational plans are already done, which means architectural costs are roughly one-third of what you'd pay for a custom build.
How long does it take to build a Palisades Home?
In as few as six months, you could have the keys to a brand-new home. A fully custom build, by comparison, often takes a year or more from design to move-in. The faster timeline with a Palisades Homes build isn't because it cuts corners—it's simply faster because there’s a proven, efficient process already in place. Construction timelines are shorter because crews aren't waiting on custom decisions at every turn. Plus, less time on-site means lower labor costs overall.
What are the benefits of choosing a semi-custom build versus buying an existing home?
Great question! This is one we hear a lot. When you buy an existing home, you're inheriting someone else's choices: their layout, their finishes, their deferred maintenance. With a Palisades Homes build, everything is brand new. You choose the floor plan, the design style, and the details that matter most to you. You also get a fresh foundation, new systems (HVAC, plumbing, electrical), and the peace of mind that comes with new construction warranties. It's a new home built for your life—not someone else's.
At Palisades Homes, you get all the quality of a traditional stick-built home and the craftsmanship of a Trilogy Construction build—just faster and less expensive than a custom build. Choose your floor plan, pick your design style, and end up with something that's entirely your home, your style.
Explore all four floorplans here, then contact us to get started—we'd love to help you build it.
